Compliance Analyst
Unison Home Ownership Investors
About the role:
We are seeking a dedicated Compliance Analyst to join Unison Mortgage Corporation, a non-bank mortgage lender and broker. This role ensures adherence to state and federal regulations governing mortgage lending and brokering in Nebraska. The Compliance Analyst will be responsible for monitoring regulatory changes, managing mortgage licensing, conducting compliance testing, and supporting audits, with a strong emphasis on implementing key regulations to support Unison’s mission of delivering innovative mortgage solutions, including equity-sharing home loans.
This is a hybrid position with the requirement of 3 full days in our Omaha, NE office.
Responsibilities:
- Analyze federal and state regulatory changes (e.g., TILA, RESPA, SAFE Act, CFPB guidelines) and implement requirements across products, services, and processes.
- Ensure compliance with licensing obligations, including NMLS requirements, MLO continuing education, and state-specific regulations.
- Review marketing materials, disclosures, forms, and loan documents to ensure compliance with federal and state laws (e.g., TRID, UDAAP).
- Administer compliance testing programs, monitor third-party partners, and track compliance metrics to identify risks and trends.
- Prepare documentation and coordinate with auditors and regulators; develop and oversee remediation plans for findings.
- Maintain compliance documentation, procedures, and forms library to reflect regulatory changes.
About you:
- Comprehensive understanding of federal laws (TILA, RESPA, ECOA, BSA/AML, SAFE Act, UDAAP) and state-specific regulations.
- Strong analytical and problem-solving skills to assess regulatory impacts and create solutions.
- Excellent communication skills to clearly present complex regulatory concepts to diverse audiences.
- Proficiency with Microsoft Office and browser-based applications.
- Strong organizational skills to manage multiple priorities and deadlines.
- Ability to collaborate effectively with loan officers, marketing teams, and external vendors.
- High attention to detail and discretion in handling confidential information.
- Experience using project management tools to coordinate compliance initiatives.
- Bachelor’s degree in Business, Finance, Pre-Law, or related field (or equivalent experience).
- Minimum 5 years of mortgage compliance, licensing, or audit experience in financial services, ideally with a non-bank lender or broker.
- Familiarity with NMLS processes and state mortgage licensing requirements.
- It’s a bonus if:
- Certified Regulatory Compliance Manager (CRCM), Certified Anti-Money Laundering Specialist (CAMS), or equivalent.
- Completion of NMLS-approved SAFE Act training is a plus.
- Prior experience with OnCourse Learning platform administration for mortgage licensing education and training.
We recognize that people come with experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Diversity of experience and skills combined with passion is a key to innovation and excellence. Therefore, we encourage people from all backgrounds to apply to our positions. Please let us know if you require accommodations during the interview process.
Why join us?
The Unison team draws on a deep and wide range of talent across several disciplines. Visionaries in investment management, product development, and financial technology are joined by innovative real estate and consumer finance experts creating a unique culture.
Perks of the Unison employee include: competitive salaries, 100% paid medical and dental benefits, generous PTO policy, paid parental leave program, and fantastic downtown SF and Omaha locations, as well as being an integral part of a well-funded market leader with incredible momentum.
About us:
Unison is a San Francisco-based company that is pioneering a smarter, better way to own your home. Until now, the only way to finance a home was by taking on debt. Through the Unison Agreement, we help homeowners access their equity flexibly with no monthly payments or interest. We enhance home affordability, reduce debt, and deliver a less risky way for homeowners, investors, and society to think about their most important asset - the home. For additional information, visit www.unison.com or follow us on Facebook, Instagram, LinkedIn, Twitter and YouTube.
The last few years have been record breaking for Unison. We expanded our offering to 30 states, surpassed the $5B mark in real estate investments and partnered with over 7K customers through our HomeBuyer and HomeOwner programs. This tremendous growth was recognized by the Deloitte Technology Fast500 awards two years in a row as well as being included in the most recent Forbes Fintech50.
Unison provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal, or local law.