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Mortgage Loan Originator

Unison Home Ownership Investors

Unison Home Ownership Investors

Omaha, NE, USA
Posted on Apr 10, 2024

Our Mission

At Unison, we’ve built a smarter way to unlock home equity, without interest, debt, or monthly payments. Our Vision is to Optimize Homeownership by providing the missing products and expert advice to empower our customers - both consumers and institutional investors - to optimally own and invest in Residential Real Estate. Unison is a mission driven company and we’re looking for ambitious individuals to help us grow.

Your Mission

As a Mortgage Loan Originator your mission is to originate and promote our new Mortgage Hybrid/Equity Loan, following processes and procedures to ensure Unison’s underwriting guidelines fully comply with applicable mortgage laws and regulations. You will also be responsible for collecting information and recommending a loan that provides a tangible benefit for our customers to help them achieve their financial goals.

Within 1 month, you’ll:

  • Learn about our new mortgage product initiative, understand the terminology, and become adept at explaining the product to our customers
  • Demonstrate proficiency in navigating our loan origination system
  • Complete the 20 hour NMLS course, and pass the licensing exam
  • Complete any additional training for the states we are licensed in

Within 3 months, you’ll:

  • Demonstrate continued knowledge and proficiency originating mortgages without major quality or compliance defects
  • Attain first level of established productivity targets
  • Increasing ability to navigate complex mortgage situations along with providing thorough counseling with our customers

Within 6 months, you’ll:

  • Attain next level of established productivity targets
  • Be able to originate loans with high degree of quality and attain zero compliance defects
  • Work with various teams to identify and solve friction points in the process to improve speed of delivery with excellent application quality
  • Assist in onboarding and mentoring new Mortgage Originators

Responsibilities:

  • Able to simplify the complex details of the product for customers so they understand and can make solid financial decisions
  • Acts as primary point of contact for our customers
  • In-depth verbal and written communication skills
  • Able to conduct a complete and thorough loan application, request customer documents, deep understanding of loan parameters and underwriting guidelines
  • Tracks customer contact and updates conversation logs with pertinent information
  • Resolves problems throughout the loan process
  • Review and explain Loan Estimate (LE), Closing Disclosures (CD), and mortgage documentation
  • Ensures all mortgage regulations and laws are strictly adhered to
  • Maintains MLO license, working with your manager to schedule continuing education while balancing the needs of the department
  • Effectively collaborate with internal and external partners to complete mortgage transactions efficiently.

About You

You enjoy helping customers solve their financial needs. You understand what your customers need, and provide appropriate solutions. You like to learn new things and enjoy the challenge of doing so. You are creative and thrive in complex and uncertain environments and are ready to innovate the home financing space. You exemplify our values, have a drive to succeed, and your experience includes:

  • 2 years sales experience in a call center environment
  • Exemplar attention to quality and compliance
  • Strong analytical and problem solving skills
  • Previous mortgage experience

We recognize that people come with experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Diversity of experience and skills combined with passion is a key to innovation and excellence. Please let us know if you require accommodations during the interview process.

What does Unison Offer?

Next to your base salary which is based on your profile and experience, we offer the following:

  • We provide company paid medical, dental and vision insurance coverage
  • Employee Recognition Program A brand new MacBook or ThinkPad with plug and play capabilities for in office or at home use
  • Extensive Employee Assistance Program
  • Company options, so as the company grows, you grow with it!
  • A healthy bonus or commission plan offered based on role
  • We value team culture and enjoy interacting with colleagues, hanging out after work any day of the week
  • A lot of room for personal development and growth and a $2,000 stipend to help you get there
  • A start-up environment in which you can make a difference.
  • Multiple different opportunities to join company groups to make a culture impact (i.e. DEIB Committee, Fun Committee, Book Clubs, Toastmasters)

Unison provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal, or local law.